Financing with Our Dealership

Hagerstown Auto Group takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of

Should You Lease Your New Hagerstown Auto Group Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hagerstown Auto Group can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

Finance or Lease Your Next Vehicle with Hagerstown Auto Group

Regardless of whether you prefer a brand-new Chevrolet and Ford model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Hancock MD and Martinsburg WV area to find our customers the ideal loan or lease to help make their dream car a reality.

The Options of Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Chevrolet or Ford for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Hagerstown drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Hancock MD and Martinsburg WV drivers can look to the Hagerstown Auto Group finance team to help sort through details.

Finance Your Next Chevrolet or Ford Model at Hagerstown Auto Group without the Headache

Auto financing can be a tedious, stressful process, but our Hagerstown finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around Hancock MD and Martinsburg WV for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.

Your privacy is important to us.

Hagerstown Auto Group takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.